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(HomeGarden247.com, August 03, 2012 ) New York, NY – The attorneys working with ClassAction.org are investigating potential claims on behalf of First Community Bank and Trust customers in New York and Pennsylvania who suspect they were unfairly charged overdraft fees. They are looking to hear from these consumers in light of allegations that some banks are manipulating the order in which debit transactions are posted, maximizing the amount of overdraft fees they can impose. If you are a customer of First Community Bank and Trust in New York or Pennsylvania, including First Liberty branches in Wilkes-Barre, Kingston and Trucksville, the attorneys working with ClassAction.org would like to hear about any overdraft fee complaints you may have. To receive a free evaluation of your complaints, please visit http://www.classaction.org/unfair-overdraft-protection-fees.html and complete the free, no obligation case review form on the right. You may be able to make a claim seeking compensation for your overdraft charges.
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Allegations have surfaced that certain banks are processing their customers’ transactions from highest-to-lowest, regardless of the order in which they were made. This is believed to be causing accounts to hit a negative balance more quickly, allowing banks to collect more profits by increasing the number of overdraft fees they can charge. Allegedly, if the transactions were processed in the order in which they were made, the customer would have had enough funds to cover more of the purchases and incurred fewer overdraft fees. For instance, assume a customer with $35 dollars in their account makes three debits in the following order: $10, $15 and $100. Instead of processing the debits in the order in which they were made, some banks are allegedly processing the largest one first – in this case, the $100 transaction. Had the debits for this consumer gone through in the order in which they were made, the customer would have only incurred one overdraft fee.
If you suspect you were subjected to this alleged transaction sorting from a state or regional bank, visit http://www.classaction.org/unfair-overdraft-protection-fees.html for more information and a free case review. A number of larger banks have already been hit with suits making similar allegations and the attorneys working with ClassAction.org are looking to determine if customers of localized banks have been subjected to similar practices.
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Class Action.org is dedicated to protecting consumers and investors in class actions and complex litigation throughout the United States. Class Action.org keeps consumers informed about product alerts, recalls, and emerging litigation and helps them take action against the manufacturers of defective products, drugs, and medical devices. Information about consumer fraud issues and environmental hazards is also available on the site. Visit http://www.classaction.org today for a no cost, no obligation case evaluation and information about your consumer rights.
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